We get the question all the time, "Do you ever catch these guys" who commit Internet fraud? The answer is yes. Just this week the feds announced they've busted a massive global phishing operation that affected banks here in the U.S.

We hear about new phishing scams all the time - like the one that hit Mazuma credit union in Kansas City this week. This is when someone contacts you, claiming to be with your bank or some other important organization and asks for your account number or other sensitive info. It's always a scam, but consumers bite, give out their info and then find their account has been cleaned out.

Many, if not most, of these crooks are in other countries. But they send e-mail, phone calls and text messages into this country to target bank accounts. Many times, they are in Canada. Once they get account numbers, they create ATM cards, hop across the border into New York and make withdrawals at American bank ATMs.

As always, the advice is to never give personal information to people who contact you, whether it's by phone, e-mail, text or some other way. Only when you have inititated the contact should you give your info.