We have written extensively here about the overpayment scam, which hit home in Columbia this week. A man there got the usual: check from a stranger that looked authentic, he was asked to cash it, keep some if it and send the rest elsewhere. But he was smart and did exactly what you should do - he called the originating bank and found it was counterfeit.

AG Nixon has warned of the overpayment scam twice in recent weeks. First, a scam targeting Missouri hay farmers, and earlier this week a scam involving bogus checks that appear to be from the State of Missouri.