Two posts earlier I told you I got an e-mail from a work at home scam, where I was invited to supplement my income by working with a consulting business. My guess was it would either be an ID theft scam or an overpayment scam. Both are still candidates. I told the scammer I was very interested. Here's what I got back. (By the way, he obviously doesn't read this blog - he's in Poland or so he claims.)

He greeted me with a nice note thanking me for my interest and touting his high-quality company. Then he got down to business (my comments in caps):

You will accept funds coming as a payment for our Services as: - payment to your bank accounts (TRANSLATION: I WILL RAID YOUR BANK ACCOUNT) - cashier's check/money order (TRANSLATION: I WILL SEND YOU BOGUS CHECKS, BUT YOU'LL PAY ME BEFORE YOU CATCH THAT) After the funds are received and cleared you will forward them to our payment credentials minus the appropriate fees. You get your 8%. It means that if you withdraw and cash out $1000 you get $80 and send us $920.

He then asked for my bank account and routing number, which I won't give him. Moral of the story is to be very suspicious of work-at-home offers. You need to talk to real people who have had success before you get involved.

And when you give out bank or credit card information to a stranger, expect them to use it.