For those of you who like to travel, especially those who may find themselves in Branson soon, beware: One of the most consistent types of consumer complaints to AG Nixon's office is the travel club contract.

Almost every complaint looks the same - there are about three issues that rotate as the major problem consumers have with these:

1. They claim you will get good deals on future travel, but the deals turn out to be no better than what you can find on your own.
2. They claim they'll help you sell current vacation property, like a timeshare, then they don't.
3. They won't let you cancel, even though you signed under high pressure. Normally consumers hear a travel club sales pitch during a 90-minute presentation they agreed to attend in exchange for a free hotel stay or some other perk.

See page 11 of our consumer publication Know Your Rights for more on this. For those of you over 50, you may receive the AARP Bulletin, which interviewed me on the subject for an article this month.